6 Quick Tips To Save You Some CashPosted: 20th of March 2015 by
No matter how much money you earn, there is a good chance that you might like a little bit more. Whether you are an apprentice, doing a part-time job while you study, or in full-time work it is always nice to have a little bit extra cash in your pocket. While we can’t get you a pay rise, we can help you feel like you have had one by giving you a few quick tips to make more of your money – and maybe make a little extra too!
1. Plan Your Meals
It is all too easy to waste money by not thinking about your meals. Grabbing a snack or some lunch while you are out can soon get expensive – as can ordering take-away food. Instead of this, plan your meals for the week ahead and buy the food you need in advance. With a little bit of effort you can make food with better ingredients than those you could afford as a take-out. Budget, buy, and prepare your meals, rather than reaching for the take-away menu and you will certainly save money!
2. Get Discounts
If you are a student or an apprentice you may be able to apply for an NUS or NUS Extra card. These will offer you all sorts of discounts, which will soon add up. Of course, you should check exactly what discounts are on offer and only invest in the card if you are going to use them. However, if you do get a discount don’t buy more than you normally would – instead let yourself enjoy the savings and keep some extra money in your pocket!
3. Don’t Be A Supermarket ‘Brandroid!’
Are you the sort of person who always buys branded products? If so, you are probably wasting your money. Sure, there will be some products at the supermarket that you simply have to have the big-name version of. However, you should try the non-branded, supermarket’s own products too. Often, there is little difference, except in the price of course. It is not just with food that you can make savings either. Even pain-killers are much cheaper if you go for the unbranded box – and they still do the same job!
4. Save On Travel
If you are aged 16-25 and use the train, then you should definitely buy a railcard. If you have friends away at university, it can cost a lot to go and see them, so get a third off your rail fares.
If you need to raise a few extra pounds, have a look at things that you can sell. While old DVDs and CDs are an obvious choice, you may be able to raise more by raiding your wardrobe for fashion mistakes that you can trade on eBay or in the ASOS marketplace. If you are a student and have completed a part of your course, you can also sell on those expensive text-books you no longer need, rather than letting them gather dust!
6. Go Out Later
By this, we don’t mean stay out later! Instead, if you normally arrange to meet your friends at a certain time for a night out, arrange to meet up an hour or so later. Going to the pub can be expensive, so even just an hour or two less can make a real difference to how much money you spend. Not to condone drinking, but if you are going to do it anyway, then why not arrange to meet up at a friend’s house for a glass of wine or pint before you head out? This will mean you can get your evening started, catch up with your friends, and spend less than you would on the same drinks in the pub.
7. (Bonus Tip) On The Way Home...
So, you have had your night out, and now you are feeling a bit peckish. Rather than going to the local kebab shop and ordering everything you see, why not just order a smaller portion of food to sate your hunger? It will save you some money while also helping your waistline. Even better if you can avoid the take-away altogether and wait until you get home to make some toast or grab a bowl of cereal.
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